Down Payment Assistance

HAT- Homeownership Across Texas
Grants may total up to 3% of the loan amount
No first time homebuyer requirement
FHA, VA and Conventional Down Payment Assistance

No added closing costs
Grant can be applied to down payment and/or closing costs
No repayment of grant funds
Competitive rates
Manufactured homes OK
620 minimum credit score required
Flexible income requirements (higher income limits compared to other down payment assistance programs)

Down Payment Assistance (DPA) Grant- This is a gift and does not need to be repaid
Professions eligible for this program include teachers, veterans, police officers, corrections officers, EMS and fire fighters
30 year fixed rate mortgage loan
No first-time home buyer requirement
Assistance up to 5% of the loan amount
Borrowers must be income eligible

Down Payment Assistance (DPA) Grant- This is a gift and does not need to be repaid
Available in all areas of Texas except Travis County, El Paso and Grand Prairie
No first-time home buyer requirement
Borrowers must be income eligible