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USDA- Rural Housing Loans

Live the dream of homeownership with USDA loans—offering zero down payment options and competitive rates for eligible rural and suburban properties.
USDA Rural Home Loan

USDA loans are backed through the Rural Housing Division of the U.S. Dept. of Agriculture. They are available to millions of eligible primary home buyers with low to moderate incomes or scarce funds for down payments.

Features, benefits and things you need to know:

  • No down payment is required for USDA loans

  • These loans are limited to "rural" areas, though you might be surprised by some of the suburbs of major metropolitan areas that qualify as rural. 

  • Funds are available for qualified borrowers who earn up to 115% of the area median income. 

  • Manufactured homes are eligible in some cases

  • Minimum cash is needed to close. 

​Ready to explore USDA loans? Contact us today to determine your eligibility and start your journey to affordable homeownership!

* Subject to approval- down payment does not include closing costs or prepaid expenses

Visit

21451 Eva St.

Montgomery, TX 77354

mortgage

Call

 713-737-5027

home loans

Contact

Michelle Thompson

mthompson@afncorp.com

American Financial Network Michelle Thompson

American Financial Network, Inc

Headquarters Address: 10 Pointe Drive Brea, CA 92821

LO NMLS: 298522
NMLS: 237341

 
Equal Housing Lender
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