VA Loans

At Michelle Thompson Group, we take pride in supporting our nation's veterans, active-duty service members, and their families by offering VA loans—an incredible benefit that makes achieving your dream home more accessible.

What Are VA Loans?
VA loans are government-backed mortgages provided through the U.S. Department of Veterans Affairs. These loans are designed to make homeownership easier and more affordable for those who have served our country.

Why Choose a VA Loan?
No Down Payment Required: Purchase your home without the need for a large upfront payment.
No Private Mortgage Insurance (PMI): Save money by avoiding this additional monthly cost.
Competitive Interest Rates: Enjoy favorable rates backed by the VA.
Flexible Credit Requirements: Accommodates a variety of financial situations.
Lower Closing Costs: Benefit from limits on closing costs set by VA guidelines.



Who Qualifies for VA Loans?
You may qualify for a VA loan if you are:   
     ✔️A veteran or active-duty service member.
     ✔️ A member of the National Guard or Reserves.      
     ✔️A surviving spouse of a service member who meets eligibility criteria.

You'll need a Certificate of Eligibility (COE) to get started, and our team can guide you through the process.
 
 
 Your dream home is within reach! Contact us today to learn more about VA loans or to begin your application. Let us help you make the most of this incredible benefit.